Stanbic IBTC Bank Latest Jobs in Nigeria: Recruitment for Group Head-Risk

Stanbic IBTC Bank Nigeria – Head, Group Risk

POST TITLE:   Head, Group Risk

JOB ID: 7536

JOB LOCATION: Nigeria    Division Group Risk

POSITION CATEGORY: Risk Management

EMPLOYMENT TYPE: Full Time – Permanent

SHIFT: Yes

REGULATORY APPROVAL: Yes

POSITION DESCRIPTION

PURPOSE OF JOB:

• To oversee all the major risk types in the Group and ensure the entrenchment of enterprise-wide risk management philosophy in the day-to- day activities of the Group. This will involve the implementation of risk management frameworks, standards, underlying policies and procedures in the Bank and all its subsidiaries,
• To effectively identify, monitor, control and report all compliance, operational, market and credit risk exposures and other related risks of the Group; to ensure that effective controls are in place to mitigate and prevent the occurrence of identified risk incidents;
• To guide senior management in fulfilling their risk management responsibilities and bring a risk-focused view to strategic planning, budgeting and other activities of the Group.

KEY RESPONSIBILITIES:

• Review risk exposures of the Group on a regular basis;
• Review daily positions and profit & loss of Global Markets;
• Review daily breaches of trading limits, guidelines and mandates;
• Review and report all risk exposures on a specified basis to EXCO, Board and SBAF;
• Provide functional oversight to Market Risk, Operational Risk, Compliance and Legal risk; and administrative oversight to Financial Crimes Control;
• Coordinate reporting of MI for all functions and align to SBAF templates;
• Provide prudential relationship and serve as the Group’s central representative and contact person with all the key regulators including the CBN, NDIC, SEC, NSE, etc;
• Provide representation for Risk on the Board Risk Management Committee and Audit Committee;
• Provide organizational liaison and central point for Risk to SBAF;
• Management responsibilities;
• Propose new and improved risk management standards and policies on an on-going basis;
• Assess organizational capacity, competency, efficiencies etc on a regular basis and make recommendation to EXCO and Board;
• Align the Bank’s Risk Appetite Framework to SBAF’s and keep custody of documents and process;
• Maintain ownership of in-country ICAAP;
• Assess Bank’s risk levels and business processes and ensure that they are consistent with the Bank’s risk appetite, internal risk policies, SBAF risk guidelines and regulatory requirements;
• Identify emerging risks, concentrations, potential threats etc and make recommendations;
• Develop stress test scenarios, analyze impacts and make recommendations;
• Act as the Bank’s Chief Compliance Officer providing overall assurance to regulators on Bank’s compliance with all rules and regulations as well as corporate governance.

HOW TO APPLY:

CLICK HERE TO APPLY FOR JOB ONLINE

Standard Bank of Nigeria Plc Latest Job Vacancies: Recruitment for CDD / Periodic Review Officer

POST TITLE:   CDD / Periodic Review Officer

JOB ID: 299017

JOB FUNCTION: Technology & Operations

LOCATION: Nigeria – SCB

FULL/PART TIME: Full-Time

REGULAR/TEMPORARY: Permanent

JOB DESCRIPTION:

• To ensure periodic review is carried out on all accounts in line with the DOI,

• To ensure all accounts in the trigger review report is reviewed in line with the DOI,

• Ensure adequate CDD and AML measures are deployed in line with the Group.

REGULATORY REQUIREMENTS:

• To ensure workflow is reviewed periodically to improve efficiency and control.

• To provide guidance to operational staff in the form of up-to-date procedures/user guides.

KEY ROLES & RESPONSIBILITIES:

ACCOUNT PERIODIC REVIEW AND CDD QA:

• To Receive the monthly emlps report on accounts for trigger review,

• To Pick up EOM report on accounts due for Periodic Review,

• To ensure evidence of review is maintained in customer’s file,

• To ensure that findings from periodic review is captured on the MDTS and updated when regularized by the branch.

MANDATORY DAILY VOLUMES:

• To maintain their daily statistics and volume and Metrics Database for the unit.

OFAC SDN UPDATE,

• Review updated list of sanction entities and cross check whether SCBN has any account or holds funds in the name on the list.

DEFFERALS

• To ensure the list of accounts with deferral is maintained and treated in line with CDD guidelines,

• To handle communication to branches were deferral in place is expired and ensure missing documents(s) is provided immediately or account is closed,

• To supervise and ensure that document is filed appropriately upon submission and status updated in the deferral database,

• Where a deferral is expired, to ensure communication is forwarded to concerned branch and flagged for closure. The account must also reflect in the KYC deficiency report until regularized or closed.

REPORTS:

Provide periodically for MIS reports on Accounts Services functions for review by the various businesses.

DAILY REPORTS:

• Outstanding CDD defficient accounts.

WEEKLY:

• Document deficiency report,
• Accounts with Expired defferals,

MONTHLY:

• Deferrals: Number of accounts with outstanding and expired deferrals,
• KCSA checks for Account Services,
• KPI and capacity Utilization for Account services.

EDUCATIONAL QUALIFICATIONS & SKILLS:

• University Degree in relevant field.
• A knowledge of banking practices with relevant working experience in account opening unit.
• A good working knowledge of risk management.
• Must be customer-oriented, as a primary responsibility is to ensure that the unit provides a high standard of customer service.
• Good inter-personal and management skills.
• Ability to learn quickly and manage the operation of computer systems.
• Microsoft skills – Spreadsheets and word processing.
• Good organization skills.

In compliance with the National Youth Service Corps (NYSC) Act of 2004, all applicants should ensure that they have completed the mandatory NYSC programme. A discharge certificate will be required as evidence of completion of the programme. Where an exemption has been granted, a certificate of exemption will also be required.

DIVERSITY & INCLUSION:

• Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustain strong business performance and competitive advantage. By building an inclusive culture, each employee can develop a sense of belonging, and have the opportunity to maximise.

MODE OF APPLICATION & APPLICATION DEADLINE:

To apply, visit http://www.standardchartered.com/careers/professional-hires/index.html

and click on Professional Job Search and select job functions as “Consumer Banking” and location and “Nigeria-SCB” and click search to apply

When the list of available jobs position Standard Bank of Nigeria show, click on this job title: CDD / Periodic Review Officer to apply

Standard Bank Latest Jobs in Nigeria: Recruitments for Business Banker (Calabar)

DIVISION PROPOSITION:

 
Work with Standard Bank and join a dynamic team of professionals proud to be voted the Best Bank in Africa for three years running. Our core values of service and innovation are at the heart of our business, and our global workforce benefits from our unique culture of empowerment and independence, enabling us to maintain competitive advantage in the world’s premier financial markets

POSITION DESCRIPTION:

PURPOSE OF JOB:

• To provide a basic, branch-based business banking sales and service facility to a portfolio of small business customers requiring uncomplicated and standardized financial product solutions.

KEY ACCOUNTABILITIES/KRA:

• Explain, promote and sell a range of appropriate Stanbic IBTC product offerings and solutions that meet the financial needs of small business customers.

• Selling includes acquiring and opening new business accounts (walk-in customers)

• Cross-selling additional products & services to existing customers (walk-in customers, during pro-active telephone conversations).

• Identifying sales leads for associate company stakeholders e.g. Vehicle and Asset Finance; Electronic Banking (Business Online); Card; etc.

• Mining existing customer data to identify expansion and/or additional business opportunities.

• Identifying opportunities to migrate top-end customers.

• Providing a central “no-frills” (information/ query handling) service point for a portfolio of small business customers.

• Performing a liaison role between customers and back – office service fulfillment and credit functions.

• Interacting with clients and conducting needs analyses to assist clients to better understand their financial requirements.

• Accurately and efficiently processing customer mandates/ documentation requirements for banking facilities.

• Educating clients regarding the parameters and routine procedures governing standard SME product and service offerings to ensure the correct customer behavior and product usage.

• Advice given to customers should benefit both the customer and Standard Bank. Wrong and unprofitable customer behavior should not be encouraged.

• Explain credit loan facility options and qualifying criteria to customers.

• Support customers in the completion of credit application information requirements e.g. personal balance sheets, cash flow statements, financial statements and management accounts.

• Process scored credit applications within the confidential limit of authority and BRI scores.

• Notify customers regarding the approval of credit loan facilities.

• Conduct a needs analysis to identify customer needs effectively when opening new accounts or giving product advice, in line with Financial Advisory and Intermediary Service Act license categories.

• Adhering to record keeping requirements as outlined by CBN and the Nigeria Financial Intelligence Unit (NFIU).

 

REQUIRED SKILLS & QUALIFICATIONS:

 

EDUCATIONAL QUALIFICATIONS:

• Minimum of a degree from a reputable University

PERSONAL SKILLS:

• Leadership and assertive skills
• Conceptual, Innovative and Analytical
• Customer-service oriented
• Excellent verbal communication skills
• Good presentation and negotiation skills
• Organized and Result-oriented
• Socially Confident: Enjoys meeting people, puts people at ease, is good with words and knows what to say (even when communicating disagreeable information).
• Persuasive: Enjoys selling and negotiating, changes the opinions of others, is convincing with arguments.
• Critical: Good at probing the facts, challenges assumptions, sees disadvantages.
• Innovative: Generates ideas, shows ingenuity and design solutions within product parameters.
• Systematic: Likes to get every detail right, methodical and organized, precise, accurate, neat and tidy with paperwork.
• Conscientious: Completes jobs, plans and sticks to deadlines and perseveres with routines.
• Resilient: Maintains enthusiasm despite setbacks, is rarely upset by criticism, and is emotionally restrained.
• Displays empathy and helpfulness towards others.
• Integrity and honesty is regarded as crucial and not negotiable.
• Drive
• Results orientated: Strongly motivated to compete and achieve impressive results, strives to improve, has a “can do” attitude and enjoys challenges.

REQUIRED COMPETENCIES:

 

WORK EXPERIENCE:

• Minimum of 3 years relevant experience in Banking preferably in relationship/transactional banking.

TECHNICAL COMPETENCIES:

• Business Assistant experience to the Business Manager is ideal. Previous experience within the personal/ consumer banking environment as a Customer Consultant/ Personal Banker and/or Enquiries Officer is preferable.
• This experience provides an understanding of how to interact with and sell to personal banking customers, how to open bank accounts, as well as how the principles of scored lending are applied in practice.
• Experience in Credit origination.
• Previous experience running a small business.

We are an equal opportunities employer and are totally opposed to discrimination in any form. It is our policy to provide equal employment opportunities for all employees regardless of race, sex, colour, nationality, national or ethnic origin, sexual orientation, marital / partnership status, religion, age or disability.

 

HOW TO APPLY:

 

Interested and qualified applicants should follow the link below to apply.

 

CLICK HERE TO APPLY ONLINE